Compare multiple medical insurance options from our top medical cover provider  from only R240pm

Not everybody can afford full medical aid and for many people it is not necessary. Medical insurance provides an excellent alternative that provides adequate cover at lower cost

Here's a breakdown of what you get...

  • Potentially save up to R700pm over traditional medical aid
  • Starting from only R240 for day to day & hospital cover
  • Hospital cover from R10 000 per day for the first 3 days
  • Hospital cover includes maternity, dread disease, disability, emergency, accidents, death & HIV benefits
  • Day to day Includes doctor visits, pathology, dentistry, optometry, radiology, maternity, specialists, acute and chronic medication and more over and above the hospital cover.

Get Unlimited doctor visits via registered medical insurance network providers!

Request more information using the form below.

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Why medical insurance instead of medical aid?

Full medical aid cover can cost upwards of R1200 -> R2000 for proper medical aid cover.

An excellent affordable alternative is medical insurance which provides day to day medical cover as well as hospital cover from only R240pm.

Get affordable comprehensive coverage no matter your specific requirements and budget limitations. We can help anybody!

Select an affordable monthly premium that suits your individual needs while still maintaining the level of medical aid or hospital plan cover required by you and your family.

Our top provider will assist you in understanding what each medical insurance and hospital cover plan has to offer and to identify which medical product offers the best cover for chronic conditions and your specific needs.

You make the final choice and they will assist you with the full process of application all the way up to the activation of the health insurance policy, Satisfaction Guaranteed!

Contact us now for medical insurance quotes using the form above! An accredited consultant from our recommended providers will contact you right away and ask you a few simple questions to begin the process.


Patricia Khumalo

“Hospital Cover supplemented my income and helped pay my day to day medical expenses throughout my hospitalization.It put my mind at ease knowing my family and I were financially protected during these hard times.”

hospital insurance
hospital cover

Samuel Chabane

“The process was quick and easy and I was very impressed with the advice and saving I received. I'm now getting cash back monthly”

What are your medical insurance and hospital plan options? Find the combination right for you!

Traditional Medical Aid Plans (Cover from R1000)

These cover most of your medical expenses and include benefits for hospital, daily expenses and chronic medications. This type of plan is recommended for those who want comprehensive cover, but do not want a savings benefit included in the cover.

Comprehensive Medical Schemes (Cover from R1500)

Unlike the above plan, this option does have a savings component and also covers almost every other medical expense as well. Recommended for individuals or a family who wants comprehensive medical scheme cover for every possible risk, and can afford to do so.

Hospital plans / Health Insurance day to day (Cover from R240) - RECOMMENDED. This costs considerably less than comprehensive medical aid plans but still provide excellent hospital cover and related medical insurance as well as day to day benefits. A basic hospital plan is recommended for reasonably health families that want to protect themselves from unforeseen future risks.

medical aid
medical aid quotes

Below are other health cover policies types you can investigate depending on your current requirements.

Medical Gap Cover Insurance

Gap cover is an insurance product and only available to medical aid scheme members.

It protects medical aid members by covering their medical aid payment shortfall during hospitalisation (sometimes up to 75 %).

Pays the difference between the medical aid scheme’s payment and the actual private rate charged, up to four times the medical aid rate.

Will cover the medical professional accounts for you and your family, for up to four times NHRPL in the event of:

  • In-hospital medical and surgical treatment resulting from an accident or ill-health.
  • Out-patient treatment by chemotherapy, radiotherapy or renal dialysis.
  • Cover is provided for each calendar year up to R100 000 per event, and up to a maximum of R500 000 per family.

Hospital Cover

Covers you for in-hospital treatment only with a payment of up to R6500 per day in hospital, paid directly to you to use in any way or for any expense you prefer. This is a health insurance plan and is included in your medical insurance from our top provider.

Can be used to cover other costs unrelated to medical expenses, such as loss of income or other unrelated expenses as a result of your hospital stay.

Additionally hospital insurance includes the following benefits that are not offered by medical aids.

  1. Accidental death benefit from R200,000 to R500,000
  2. Accidental disability benefit from R200,000 to R500,000
  3. Dread disease benefit up to R250,000 on higher options
  4. Cash back benefit – 6 - 12 premiums after every 60 premiums paid
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